Services Provided
for SOUTH JERSEY ADJUSTMENT BUR - PUBLIC ADJUSTERS
South Jersey Adjustment Bureau, Inc. are highly skilled Professional Loss Assessors and Public Insurance Adjusters.
When and insured suffers a property loss, the insurance policy requires the insured to comply with many "conditions" under that policy.
Presenting a "CLAIM" for a major property loss to your best benefit under that policy requires Professional knowledge and exact detail so as to maximize your recovery in a minimum amount of time.
An insurance company and their claim representatives view a loss in perspective that will minimize their exposure and final cost. Regardless of "Goodwill" or "Public Image" the main concern of an insurance company is the bottom line. How much do they pay? Insurance Companies make their money by collecting "premiums" not by paying losses.
When an insurer is presented with a detailed documented professionally prepared insurance claim that is all encompassing they are given specific reasons to consider all elements of that presentation. Inevitably, they will, therefore, pay the maximum allowable under the policy. They will also not be reluctant to do so in a timely manner.
Some of the services we provide in connection with presenting your claim are listed below:
1.Detailed Building Evaluation - replacement cost, actual cash value and any necessary evaluations.
2.Detailed Building Damage Estimation and Scope.
3.Detailed Contents Inventory and Evaluation & Scope.
4.Loss of Use Evaluation (Business income loss, Living expenses, Time element loss, Extra Expense)
5.Demolition and Debris Removal Evaluation.
6.Co-insurance calculations and requirements.
7.Assistance in preparing and presenting various required forms. Notice of "Timely" filing.
8.Financial review of various elements of loss.
9.Advice as to the relationship of your policy coverage to your loss and your adherence to policy requirements.
10.Meetings with company representatives, experts, damage appraisers, company adjusters and others.
11.Advice on offers of settlements.
12.General insurance loss information and questions.
13.Consideration of elements of "Casualty Tax Loss", which your financial advisor or accountant may consider as a benefit to you.
14.Assistance in compiling and producing a well prepared coordinated, "understandable" claim presentation and documentation as required under the policy
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